Punjab Sehat Card Eligibility Check
23

Jul

Punjab Sehat Card Eligibility Check – Latest Update 2025

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The Punjab Sehat Card is a provincial health insurance initiative aimed at offering cashless treatment to eligible families in Punjab, Pakistan. With regular updates in 2025, knowing how to check Punjab Sehat Card eligibility has become crucial for citizens seeking healthcare coverage.

Latest Update 2025

  • As of June 30, 2025, the Punjab government ended Sehat Card services in government hospitals, replacing them with specialised health programs (e.g., Cornea Card, Kidney Transplant Card, Child Heart Surgery Card).
  • Eligibility and service processes remain in place via empanelled private hospitals, overseen by the Punjab Health Initiative Management Company (PHIMC).

Punjab Sehat Card Eligibility Check: Step‑by‑Step

Citizens can check eligibility for the Punjab Sehat Card both offline and online:

1. Via SMS

  • Send your CNIC number (without dashes) to 8500
  • Receive instant response:
    • Eligible / Not Eligible
    • Assigned Sehat Card centre

2. Online Portal

Eligibility Criteria

Eligibility CriteriaDetails
ResidencyGenerally, for families below a defined income threshold (discretionary; check portal/SMS)
IncomeGenerally for families below a defined income threshold (discretionary; check portal/SMS)
Family CompositionHead of family plus spouse and unmarried children
No restrictionsNo age, gender, or geographical restrictions within Punjab

How the Card Works

Once eligible, families receive a Sehat Card (health insurance card):

  • Covers inpatient treatment at empanelled private and government hospitals.
  • Offers cashless services—an insured hospital handles billing.
  • Includes a treatment ceiling—typically PKR 300,000 per family annually under primary care, up to PKR 60,000 for secondary care.

Empanelled Hospitals in Punjab

Punjab's Sehat Card network includes hundreds of private hospitals across major districts:

  • Lahore: e.g., Fatima Memorial, Shalamar, Services Hospital
  • Rawalpindi: Rawalpindi Institute of Cardiology, Mega Medical Complex
  • Multan, Faisalabad, Gujranwala, and districts like Sargodha, Sialkot, Bahawalpur, Vehari, etc.

Always confirm at least one empanelled hospital near you before admission.

How to Perform Punjab Sehat Card Eligibility Check

  1. Adjust CNIC Format: Remove hyphens; e.g., 1234567890123
  2. Send SMS: CNIC → 8500
  3. Use SMS Reply: Note assigned collection centre info.
  4. Check Online: PHIMC’s portal with CNIC.
  5. Collect Card: Visit the nearest Sehat Card centre to pick up the physical card.

Why Regular Eligibility Check Is Important (2025 Focus)

  • Program Modifications: June 2025 shift removed Sehat Card from government hospitals.
  • Updated Benefits: New specialised cards introduced (e.g., Bone Marrow Card, Dialysis Card).
  • Empanelment Changes: Hospital networks may have expanded or shifted; verifying current status is key.

Benefits of the Eligibility Check

  • Confirm Coverage: Ensure your family is protected for major medical expenses.
  • Avoid Surprises: Check before emergencies to prevent treatment delays.
  • Update Card: If receiving “Not Eligible,” you may need to reapply at the centre.

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Add content such as:

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FAQs

Q: I got a ‘Not Eligible’ reply—can I reapply?
A: Yes, visit your nearest distribution centre listed in the SMS or portal to update your details.

Q: Does the Sehat Card cover OPD?
A: No, it primarily focuses on inpatient and surgical packages.

Q: When will I receive my card after eligibility?
A: Usually within 1–2 weeks after SMS or portal confirmation. You’ll be notified of the centre.

Q: Can I use the card anywhere in Pakistan?
A: Only within Punjab’s empanelled hospitals. For other provinces, separate Sehat programs exist.

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